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If your father chose a survivor option when he started to take his pension, your mother will get that. It may be less than he is getting now. Ditto with Social Security. Your mother is now entitled to all of her personal benefits or half of your fathers, whichever is higher. When he dies, your mother will be entitled to hers or all of his, whichever is higher. The installment agreement will continue in force unless there is a default in the payment. Payments will continue until the statute of limitations expires 10 years from the date of the first bill for $39K

Assuming that your parents filed a joint return for the year of the distribution, you are right, they'll come after your mother - it's her bill too. They'll probably still allow the same payment arrangement though, since that also is hers.



Good luck

IRS will keep the same arrangement since your parents file joint returns the agreement is with both. The biggest question is can mom make the payments with the loss of your dad's social security check?

Rather than trying to advise your mother, she needs a professional guide out of this problem. I have a feeling you do not know all the facts based on what you have been told.



Yes she will have to pay the tax that is owed, out of her assets and income. You are not going to be held responsible for those taxes while your parents are living. If after your parents die you are the executor, you will be responsible for selling assets to pay the remaining tax.



Your mother will own the house and will receive at least the Social Security widows benefits. She will likely be OK.

Im so sorry about your parents situation

Its so hard to watch our parents age and

get info financial trouble. What I did when

my mother couldnt handle her finances

anymore, shes 80 but has some alzheimers

and epilepsy. We sold her home and bought

a mobile home 2 bdrm and shes happy

there with a lady that comes and helps her

2/3 times a week. Her bills are sent to my

home wich is not much but is paid out of

her medicare and ssi and she still has left

over to play canasta with her friends. Sko

my advice is why not sell that home and

with the proceeds pay the debt and have

the other money in some sort of retirement

plan for her, and some money to make

your dads moments confortable and

less stressful. Good luck. God bless!!

Sorry to hear about your dad, my sister also had Stage 4 lung cancer when she found out she had cancer.

It would be great if you would be able to request tax information for them to know exactly how much is owed. Check with your dad to see if he will sign Form 4506-T to request Transcript of Account. But sorry to say your mother will have to continue to pay once your father has gone to our Lord. After his passing if you are not his Executor of Estate you will not be liable for his debt.



The transcript can be ordered by completing a Form 4506-T (PDF) or calling (800) 829-1040 and following the prompts in the recorded message. There is no charge for the transcript and you should receive it in 10 business days from the time we receive your request. Tax return transcripts are generally available for the current and past three years. If you need a statement of your tax account which shows changes that you or the IRS made after the original return was filed, you must request a "Tax Account Transcript". This transcript shows basic data including marital status, type of return filed, adjusted gross income, taxable income, payments and adjustments made on your account. Tax return and account transcripts are generally available for the current and past 3 years.