Will i overdraft-E-Answer.Net

Last week, my bank account had $15 dollars in it. I havent withdrawed any money or used my check card. I made a check deposit of $245 Friday. Today, online, my current balance is $15.00 and my available balance is $115.00. I was told the check wouldnt clear til MOnday night, if i withdraw $100 dollars tomorrow, will i go into the negative?

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zoticat Votes: +0	Your bank gives you immediate credit for the first $100 of a check you deposit. That's where they came up with the $115 available balance. Tomorrow (or even today) you can withdraw $100. That debit will hit the bank tomorrow night at the same time your check is credited (provided it's a local check and your bank doesn't have a holding policy). So, to answer your question, yes you can withdraw $100 without fear of withdrawing your account. report abuse vote down vote up


LD Votes: +0	the available balance is 115 so no you will not go negative. report abuse vote down vote up


nerdyrob... Votes: +0	BUT I SUGGEST YOU WAIT UNTIL MONDAY TO BE SURE. report abuse vote down vote up

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Will i overdraft

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