My former employer increased my Cobra payments when the new plan year kicked in.-E-Answer.Net

I read somewhere that cobra payments were fixed for 12 months, from time of onset. If this was illegal who should I contact, as I have been paying almost twice as much since the new plan period kicked in, for five months now, and it occurrs to me that maybe I have been making overpayments? Since this is federally mandated, am I entitled to an reimbursement? And, if I am who should I report this to, I don't think the former employer is going to be eager to admit wrongdoing, and offer me a reimbursement?

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mbrcatz1... Votes: +0	Your employer didn't increase the payments - their insurer did. The group health rates are set for 12 months, and then every year, they are re-evaluated. It's 12 months from the date of inception of the master policy, NOT 12 months since YOU signed up for cobra. You have to pay 102% of the rate. Likely, you're not entitled to reimbursement, and this likely isn't illegal. You would direct complaints to your state insurance commissioner. report abuse vote down vote up


sarah314 Votes: +0	Your employer is entitled to charge you 102% of what it costs for the employee plan. If the cost for the employee plan changed with the new benefit year, then your COBRA premium goes up too. Its not illegal - that's the way it works. report abuse vote down vote up


Beverly S Votes: +0	Cobra is not fixed for 12 months. It is where you pay the full amount of your benefits after leaving a job. So basically if they change plans or have an increase, so do you. report abuse vote down vote up


Scooter girl Votes: +0	Cobra payments aren't set. If your former employer switches plans or has a rate change they are passed on to you. I doubt you are overpaying. My guess would be that your former employer was just as upset by the rate increase as you are. report abuse vote down vote up


c0urtkne... Votes: +0	Health care prices rise almost yearly. So more then likely with the rise, your COBRA rates rose as well. report abuse vote down vote up

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My former employer increased my Cobra payments when the new plan year kicked in.

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