Did you make a late payment or go over your limit? Always read the fine print. I'd call the company and ask them what happened...then ask them to lower it. If they don't, pay off the card ASAP or transfer the balance to a low low rate card.
report abuse
vote down
vote up
the_lova...
Votes: +0
Call your company and ask! Something could be wrong and might hurt your overall credit score. Also, make sure the 12.99% wasn't an introductory rate that goes up after a certain period. Always read the fine print.
report abuse
vote down
vote up
Mrs.Lloy...
Votes: +0
Call the company and ask them. It could be if you were late or overdrafted your balance then they can up the percentage.